Our house has been hit with sickness the past couple of weeks. Everyone has been to the Dr at least once. My little 3 year old has been three times and I'm taking my 1 year old in for a second time today. I chipped a tooth that will need a crown and found out I will need 3 fillings. I knew I didn't have the money to get the crown or fillings so the Dentist just smoothed out my tooth and put some sort of cement on it. Hopefully this will last until I can afford to get all the work done.
I just started a real budget, so I don't have a savings or budgeted amount for doctor visits and medicine. Luckily the girls have Medicaid in addition to our insurance, so I don't have to pay for the co-pay or prescriptions. But I do have to pay for Hubby and myself along with our prescriptions and OTC medicine. That ended up being $222 ($60 for 3 co pays, $60 for 2 strep tests and 1 blood work, $50 for dentist visit and $52 for prescription and OTC cough syrup) My girls would have costs around $150. Thank you medicaid.
Luckily for us, the tax refund money should be here any day. So this was a very good lesson. Now I have a monthly budgeted amount that goes toward the "Dr" fund. Looking on the bright side, I am so glad I learned the lesson now when I have tax money to bail me out.